The Millionaire In Me Challenge

The Broke Version Of You Is Working Overtime To Keep You Right Where You Are.

4 days to build the identity, discipline, and wealth skills of the person you are called to become. This is not more information. This is the transformation your next level has been waiting for.

Watch This First
The Challenge Begins · August 15, 2026
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Every Day You Wait Is A Day The Old Version Of You Wins.

The people who change their lives are not the ones who had the most time. They are the ones who decided they were done waiting for the right moment. They made this moment right.

This challenge is not for people who are still thinking about it.

This challenge is for people who are ready to become it.

You have been circling this season long enough. The information is not what you are missing. The environment, the accountability, the structure, and the identity shift are what you have been missing. That is exactly what this challenge was built to give you.

It is open right now. Not next week. Today.

Why I Do This

Some of you already know how hard it is to get out of your own way.

I have been blessed to learn from multiple mentors and coaches throughout my journey. And the one thing I kept finding was this: in order to be significant, you have to do something significant.

A lot of people love the idea of being great, wealthy, and present for their family. But what comes with that success are sidekicks. And those sidekicks are responsibility, discipline, consistency, determination, and focus. Doing the things you need to do instead of the things you want to do.

My passion is helping people find the simplest path to the vision they have been given for their life and their family, without losing their identity, their purpose, or their calling.

The real reason I started this company is personal.

Growing up, mom and dad were always at work. Always busy. They missed games. They missed events. It led to disagreements. And eventually a toxic environment that no child should have to grow up in.

That stayed with me.

My goal is to help families make money faster so they can get their time back. So they can do the things they love with the people they love the most.

That is why I do this. And that is why this challenge exists.

Coach Chris Cartwright
Founder, The Millionaire In Me

Real People. Real Transformation. Real Increase.

Dr. Gina Pritchard, The Prevent Clinic
Dr. Gina Pritchard, CEO, The Prevent Clinic

"His ability to see what others miss and bring clarity to your purpose is rare. Chris does more than help you build better systems. He helps you move forward with confidence, alignment, and conviction."

Working with Chris has been transformational for my business, brand, and personal growth. He helped me clarify my message, strengthen my offers, improve my funnels, and rebuild how I present my work to the world. Beyond strategy, Chris encouraged me, prayed with me, and helped me recognize the true value of what I carry. His ability to see what others miss and bring clarity to your purpose is rare. Chris does more than help you build better systems. He helps you move forward with confidence, alignment, and conviction.

Zach Haney
Zach Haney, Owner, The Carnival Guy, Topeka, KS

"Our business is up 500% compared to last year. I am beginning to secure the time and financial freedom I used to only dream about."

Working with Chris as my business coach has been an absolute game changer. Together, we have been working to create a commercial, profitable enterprise that works without me and the results have been huge, with our business up 500% compared to last year. Thanks to his guidance, I am beginning to secure both the time and financial freedom I used to only dream about. Chris has a true passion for helping people. His genuine desire to see his students succeed is evident in every single interaction. I am incredibly grateful for his mentorship.

Noah, Binghamton NY
Noah Ausby, 22, Entrepreneur, Binghamton, NY

"Within seven days I secured my first Airbnb arbitrage property. My most recent win was landing a $25,000 booking for four months."

At 22 years old, I knew I wanted to build something real, but Chris helped me turn that vision into action. Within seven days of working with him, I secured my first Airbnb arbitrage property. Since then, I have raised my credit score into the 800s, opened multiple credit lines, and positioned myself to access business funding. My most recent win was landing a $25,000 booking for four months on my new Airbnb property. Chris helped me build a business that is now hands-free from operations, but his impact goes beyond strategy. He has challenged me to stay consistent, become more disciplined, and build a lasting legacy for my family. Chris is more than a coach to me. He is a brother in Christ, mentor, and someone who continues to inspire me to grow, build, and make a difference.

Linda Smith, Founder of God's Design For You
Linda Smith, 72, Founder, God's Design For You, Upstate, NY

"Chris helps people succeed by becoming more of who God created them to be. That is a mission I wholeheartedly support."

Chris has a rare ability to help people see possibility where they once saw obstacles. He leads with integrity, humility, and genuine care while helping others gain clarity, take practical steps, and build from a place of authenticity and purpose. In a world that often pushes people to become someone they are not, Chris helps people succeed by becoming more of who God created them to be. That is a mission I wholeheartedly support.

Renan DeBarros, Owner of Sozo Marketing
Renan DeBarros, Owner, Sozo Marketing

"Chris does not just give ideas. He helps you build the structure, strategy, and belief needed to scale."

Chris helped me unlock a higher-level vision for Sozo Academy. He helped us build the academy, create the coaching program, refine our offers, rebuild our social media strategy, and put the right funnels in place to turn attention into action. Because of that clarity, we hosted our first workshop and launched our first 5-Day AI Orchestration Masterclass. Chris does not just give ideas. He helps you build the structure, strategy, and belief needed to scale. With the foundation we now have, I believe Sozo Academy is positioned to grow 5x to 10x in the coming months.

What People Are Saying About Chris Cartwright & Now & Forever Faith

★★★★★

"Chris is the real deal. He practices what he preaches and he holds you to the same standard. Best decision I have made for myself and the investments I have made with him."

Jessica Johnston, Green, NY
★★★★★

"I've been in coaching programs before. None of them did what this community did for my mindset. This is the environment I was missing."

Scott Lance, Binghamton, NY
★★★★★

"The challenge changed how I see myself. I stopped playing small and started building like I actually believed God had something bigger for me."

Shawnna McMaster, San Antonio, TX

4 Days to Become the Person Your Next Level Has Been Waiting For.

This is not a webinar. This is not a highlight reel. This is a 4-day live experience that transforms who you are, gives you every wealth vehicle and business tool your season requires, and hands you a clear path forward. You stop waiting. You start building.

Day 1

Identity

"You Cannot Build a New Life with the Old Version of Yourself Leading It"

Before strategy. Before income streams. Before any tool on this list works, you have to become the person who can use it. Day 1 goes straight to the root of why most people stay stuck, and it has nothing to do with the economy, their market, or their circumstances.

  • Identify the identity gap between where you are and where you are trying to go and understand why it is the real constraint, not the economy, not your circumstances, not your past
  • Recognize the three identity patterns keeping you from moving forward and which one has been running your decisions
  • Walk out with the Becoming Framework installed: a clear operating system for the identity your next level has been waiting on
  • Write out exactly who you need to become, what that version of you demands, and what you are no longer willing to tolerate
  • Leave Day 1 with one standard raised before the session ends
"The Millionaire In You is not someone you are waiting to become. It is who you are being built into right now, through your discipline, your decisions, and your daily standard."
Day 2

Stewardship

"If Your Habits Do Not Change, Your Harvest Will Not Either"

Increase follows stewardship. Before you can receive more, you have to prove you can manage what you already have. Day 2 is where most people receive the hardest truth of the entire challenge. It is also where they get the most practical tools to change it immediately.

  • Understand why more money would not fix most people. It would simply make their current problems more expensive
  • Audit all four areas of stewardship: time, money, relationships, and opportunity with brutal honesty
  • Close the discipline gap between what you say you want and what your daily actions are actually building
  • Build your morning standard and decision framework starting today, not someday
  • Learn the Good Steward System: the daily operating structure for people who are serious about increase
"God can bless the work. But you still have to show up, be consistent, and manage what He sends you."
Day 3

The Wealth Stack

"Every Tool, Vehicle, and System You Need to Grow Your Income, Scale Your Business, and Get Your Time Back"

Day 3 is the session most people come back for. We go through the entire wealth stack in one live session: every income vehicle, every business model, every system available to you. You will see the full menu, understand what each one requires, and leave knowing exactly which vehicle fits your season right now.

1. Credit and Business Credit
Credit is access. Build it before you need it.
  • Build strong personal credit and optimize your profile
  • How business credit works separately from your personal profile
  • Access capital without personal liability
2. Funding and Capital Access
You do not have to have the money. You need to know how to access it.
  • 0% funding frameworks: significant capital at zero interest
  • Business funding: lines of credit, SBA options, equipment financing
  • Capital stacking: combining multiple sources to move without stopping
3. Acquisitions
Buy cash flow instead of always building from scratch.
  • Find and evaluate existing businesses with real cash flow
  • Local businesses, online businesses, and existing rental operations
  • Fund acquisitions using business credit and creative deal structures
4. Airbnb and Short-Term Rentals
One of the most accessible real estate income vehicles available right now.
  • Airbnb as a real business, not a side project
  • Choose markets, price listings, manage operations, and scale
  • Why STR generates 2 to 4 times the income of traditional rentals
5. Rental Arbitrage and Co-Hosting
Control a real estate income stream without owning the property.
  • Lease a property and operate it as a short-term rental
  • Co-host and manage Airbnb properties for other owners
  • The lower-capital entry point most people do not know exists
6. Real Estate
The long-game wealth vehicle.
  • Long-term buy and hold, mid-term rentals, multifamily, portfolio growth
  • How business credit, funding, and real estate work as a complete system
  • Start building your portfolio from where you are right now
7. Coaching and Consulting
Your knowledge and story are worth more than you are charging for them.
  • Package what you know into a premium coaching or consulting offer
  • Position yourself as the authority in a specific result
  • Fix the identity behind the pricing problem
8. Offers
The offer is the engine. Most people have a product, not an offer.
  • The four components of a winning offer: result, method, differentiation, price
  • Why your current offer may be costing you sales before a conversation starts
  • Restructure what you already have into something people want to buy now
9. Page to Profits
Turn a page into a profit system.
  • Landing page, lead capture, email and SMS follow-up, and offer page
  • How a funnel works regardless of your industry
  • A digital presence that converts while you focus on delivery
10. Time and Freedom Systems
Making more money without getting your time back is not the goal.
  • SOPs: document every repeatable process so it can be delegated
  • Delegation: what to hand off, how to train, how to hold the standard
  • AI and automation: tools that replace repetitive tasks and give you hours back
11. Carnival Mastery
Start your own event planning business and create income doing something people celebrate.
  • Launch and operate your own carnival, festival, or mobile event business from the ground up
  • Source equipment, book venues, build vendor relationships, and price your events for profit
  • Scale from a single event to a repeatable business with full systems and operations in place
The Vehicle Selection Framework

At the end of Day 3, you will not leave overwhelmed. You will leave with clarity. Three questions identify the right vehicle for your current season. You choose one primary vehicle and go deep before going wide. Then we run the alignment check: is what you are building what you are actually called to build?

"You do not need all of these. You need the one or two that fit your season, executed at a high level with the right systems around them. That is what creates real, sustainable increase."
Day 4

Execution

"Build It. Price It. Execute It. Become It."

Day 4 is where decisions get made. Not notes. Not inspiration. Real decisions. We cover the execution standard, what separates the people who actually transform from the people who only learn, and we present the clear paths forward so you can choose the one that fits your season.

  • Understand why most people leave events and challenges inspired and return home unchanged, and learn the specific pattern that breaks that cycle
  • Learn the three decisions that separate people who transform from people who only absorb
  • Build systems that replace willpower so execution becomes your standard and not your struggle
  • Step into the CEO identity: what it actually looks like to lead a business instead of just working inside one
  • Receive a clear presentation of every path forward so you can choose the right one for where you are right now
"Transformation without execution is just inspiration. And inspiration without a next step becomes regret."

What the Person You Are Becoming Walks Away With

  • A clear picture of who you are becoming and what that version of you demands from your habits, standards, and daily decisions
  • A stewardship operating system to manage your time, money, relationships, and opportunities with real discipline
  • A chosen primary vehicle from the full wealth stack, matched to your season, your resources, and your calling
  • A clear direction for restructuring your current offer or income source to reflect your actual value
  • A Page to Profits system concept you can begin building immediately after the challenge
  • A time and freedom plan: the SOPs, delegation priorities, and automations that give you your life back while you scale
  • A real decision about your next step and the path, community, mentorship, or implementation support to take it

"The Millionaire In You is not found. It is built. This challenge is where the building starts."

Go All In: Join VIP Today

You Have Two Choices Right Now.

Choice one: Close this page. Go back to the same habits, the same results, and the same excuses. Wonder six months from now why nothing has changed.

Choice two: Decide that today is the day the old version of you stops running your life.

You already know which one you need to make.

Choose your path below.

Choose Your Path

Choose How You Want To Show Up In This Challenge.

Both paths are open. Both are built to transform you. The question is how close you want to get.

General Admission

The Millionaire In Me Challenge: General Admission

The full challenge experience. Every tool, vehicle, and system. Live, with accountability, from someone who has built it himself.

What Is Included:
  • 30 days inside The Increase Academy so the work you start in the challenge does not stop when it ends
  • Mindset Mastery that shifts how you think so your daily decisions start matching the life you say you want
  • Credit mastery that turns your credit score from a wall into a door for the capital your next move needs
  • Business credit in your company's name so your personal life is never on the line for your business decisions
  • Funding strategies that show you how to access capital without draining savings or giving away equity
  • 0% funding frameworks that let you make your next move without paying high interest while you build
  • Airbnb training that shows you how to generate 2 to 4 times the income of a traditional rental from a property you may not even own
  • Co-hosting: a path to Airbnb income this month without a lease, a mortgage, or property of your own
  • Real estate foundations so you know how to start building a portfolio from exactly where you are, not where you think you need to be first
  • STR and MTR strategy to pull significantly more income from a property than long-term rentals alone ever would
  • Crypto education that gives you enough clarity to make a real decision instead of staying on the sidelines because it still feels complicated
  • Page to Profits: a complete digital income system from lead capture to sale, running while you focus on delivery
  • Business structure that legally and financially separates you from your business so a bad month does not follow you home
  • The Good Steward System: handle increase before it arrives
  • Live daily sessions where Chris teaches, pushes, and answers your real questions in real time, not recorded months ago
  • A community of people actively building, not just talking about it, holding you to the standard you said you wanted
  • Weekly group support after the challenge ends so you stay in the environment and keep executing
Investment
$143
Join General Admission: Access Today
Go All In
VIP

The Millionaire In Me Challenge: VIP

For the person who is done leaving rooms without a direct conversation. The closest access Chris offers in this challenge.

Everything in General Admission, PLUS:
  • An exclusive hour with Chris every night before the main session: real coaching, not a group Q&A from the back of the room
  • Your questions answered first every night so you never leave a session with an unresolved blocker
  • A tighter circle where the people around you made the same commitment you did and are held to the same standard
  • Hot seat access where your actual situation gets worked through live with Chris, not answered in theory
  • Implementation breakdowns that show you exactly how these systems are built, not just what they look like when someone else finishes them
  • A direct line to Chris between sessions so questions do not sit unanswered while you are trying to implement
  • First access to every future event, offer, and program before it opens to the public
  • Priority consideration when you apply for 1-on-1 coaching or the IOS Inner Circle so your next step is ready when you are

This is the option for the person who is serious about change. Not just interested in it.

Investment
$197
Join VIP: Access Today

Not Sure Which Path Is Right For You? Let’s Talk.

Book a 1-on-1 Strategy Session With Chris

Still Have Questions?

Here Are Some Answers.

If your question is not answered here, feel free to reach out at [email protected]

Who is this challenge for?
This challenge is for faith-driven people, aspiring entrepreneurs, and new business owners who are ready to stop waiting and start building. It does not matter if you are starting from zero or already have something in motion. If you want to renew your mindset, build real discipline, learn the wealth vehicles that create increase, and step into the version of yourself your next level requires, this challenge is for you.
Who is this challenge not for?
This challenge is not for people who are looking for a shortcut or a quick fix. It is not for people who are comfortable where they are and have no real desire to grow. If you are not willing to be challenged, not willing to be honest about where you are, or not willing to show up and do the daily work, this is not the right environment for you.
How much is the training?
General Admission is $143 and gives you full access to all four nights of live training from 7pm to 8pm Eastern. VIP is $197 and includes everything in General Admission plus an exclusive additional hour with Chris from 6pm to 7pm Eastern before the main session begins each night. Both paths are open now.
How is this different from your courses or free content?
Free content gives you information. This challenge gives you transformation. It is a live, structured 5-day experience with daily assignments, real accountability, and a community of people building alongside you. You are not watching a video on your own schedule. You are in a live environment being challenged, pushed, and equipped with specific tools and vehicles you can act on immediately. The depth, access, and real-time nature of this challenge cannot be replicated by any free content.
Are the challenge sessions live?
Yes. Every session is delivered live. General Admission runs from 7pm to 8pm Eastern each night. VIP members join one hour early at 6pm for exclusive time with Chris before the main session opens. Sessions run August 15 through August 18, 2026. Replays will be available for registered participants who cannot attend live.
How does the 4-day challenge work?
Each evening from August 15 through August 18, you join a live virtual session where Chris teaches, challenges, and walks you through that day's content. Every session ends with a daily assignment designed to move you forward before the next session. The days build on each other, covering identity, stewardship, the full wealth stack, execution, and your clear next step. Show up each day, do the work, and come ready to make a real decision by the final session.
Will I get direct feedback from Chris?
VIP members receive exclusive early access to Chris during the 6pm to 7pm sessions, priority placement in Q&A, and hot seat opportunities where your specific situation is addressed directly. General Admission members participate in live group Q&A at the end of each session. For ongoing personal mentorship beyond the challenge, 1-on-1 coaching with Chris is available by application.
If I do not have an Airbnb yet or am not an entrepreneur, is this challenge for me?
Yes. You do not need a business, a property, or any prior experience to benefit from this challenge. The first sessions focus entirely on identity and stewardship, which apply to anyone regardless of where they are starting. On Day 3, you will see every wealth vehicle available to you and identify which one fits your current season. Some of the most powerful transformations from this challenge happen for people who are starting from absolute zero.

Not Ready For The Challenge Yet?

Find Your Real Gap First.

Every path starts with knowing your real gap. Answer a few questions, see your real breakdown, in under two minutes.

The Millionaire In You Is Not Found. It Is Built.

And the building starts the moment you stop waiting and make the decision.

You do not need another year of watching other people build what you know you are supposed to build. You have been the person who almost started for long enough. You need an environment that confronts what is stopping you, installs what you have been missing, and holds you accountable to the version of yourself you have been called to become.

That is this challenge. And it is open right now.

You cannot build a new life with the old version of yourself leading it. Faith without execution becomes intention.

Today is the day the old version of you stops winning.

Questions? Email us at [email protected]

Join VIP General Admission